FREE TRAINING FOR HEALTHCARE PROVIDERS
Join Our Free Training to Discover the Step-by-Step Pathway (Even If You've Been Told PSLF Won't Work for Private Practice)
Discover the nonprofit strategy that qualifies you for PSLF
Keep your private practice while meeting all federal requirements
Serve underserved communities and transform more lives
Join providers on track for complete tax-free loan forgiveness
Join 600+ healthcare providers who've discovered this pathway
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“I finally have a clear path to qualify for PSLF while keeping my practice. The process was straightforward and Dr. Hoffman answered every question. Now I can focus on my patients instead of worrying about my loans.”
“For years, the mountain of student loan debt felt like a black cloud over my life. This program gave me hope and a concrete action plan. Now I know exactly what to do to qualify for complete forgiveness.”
See exactly how to meet all federal requirements while maintaining your income and practice autonomy
Launch your qualifying organization in 90 days and start counting toward your 120 payments immediately
Learn from 600+ healthcare providers who have successfully navigated the PSLF qualification process
Our clients receive 501(c)(3) status in 6-10 weeks using our proven application process
Serve veterans, first responders, and underserved families while building a sustainable practice
Avoid the common mistakes that cause PSLF applications to be denied
You became a healthcare provider to help people, not to spend decades paying off student loans. The good news: you can do both.
Public Service Loan Forgiveness rewards healthcare providers who serve their communities. By creating a nonprofit organization alongside your practice, you can qualify for complete loan forgiveness while expanding access to care.
The Healthcare Access Project was founded so healthcare providers could expand access and serve every patient. We realized that student debt holds clinicians back from their full potential. This free training bridges loan relief education with community impact strategies.
Join 600+ healthcare providers who have taken the first step toward qualification. Get instant access to the free training plus live Q&A with Dr. Ian Hoffman.
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Without PSLF Qualification:
You face 20-25 years of payments on income-driven plans. Your balance may grow even while making payments. After decades, you might face a significant tax liability on any forgiven amount.
With PSLF Qualification:
You make 120 qualifying payments over 10 years. Your remaining balance is forgiven completely tax-free. You have a clear path to financial freedom while serving your community and expanding access to care.
PSLF is a federal program that forgives your remaining student loan balance after 120 qualifying payments (10 years) while working for a qualifying employer. Unlike other forgiveness programs that may result in taxable income, PSLF forgiveness is completely tax-free.
You can create a nonprofit organization that employs you. This nonprofit operates alongside your private practice, allowing you to maintain your current income while meeting PSLF employment requirements. Many providers actually increase their total income and community impact.
Absolutely. This strategy uses established IRS tax codes and Department of Education regulations. Over 600 healthcare providers are successfully using this approach. Dr. Hoffman himself used this method and received complete forgiveness in 2025.
Most providers launch their nonprofit in 90 days or less. IRS 501(c)(3) approval typically comes in 6-10 weeks using our streamlined application process, compared to 6-18 months doing it alone.
Any licensed healthcare professional with federal student loans: chiropractors, naturopathic doctors, acupuncturists, nurse practitioners, physical therapists, mental health counselors, dentists, and more. If you provide healthcare services and have federal loans, this approach can work for you.
No. You maintain your private practice and income. The nonprofit provides another avenue to serve patients while qualifying you for PSLF. Many providers find their total impact and income actually increases.
Current participants are protected by federal law. Any changes would apply to future borrowers, not those already in repayment. The program has actually expanded in recent years, with more people qualifying than ever before.
You became a healthcare provider to transform lives. Now you can serve the veteran who gave everything, treat the single mom choosing between groceries and healthcare, and care for those who need you most. All while qualifying for complete federal loan forgiveness in 10 years.
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